Building Credit is Like Building a House
When it comes to building credit, it's very much like building a house. Most importantly, we want to remind you to think of it as a blueprint. Set the right…
Join me as we explore 10 Days of Financial Wisdom
Day 1: Track Your Spending - Start by understanding where your money is going. Tracking your expenses helps you identify areas where you can cut back and save more. More…
What You Should Know About Budgets
It is probably impossible to talk about finances without considering the role that budgets play in your financial success. Knowing what a budget is, its importance, and how to create…
personal financial planning concept - napkin doodle with espresso coffee cup and coins on a grunge wooden table
A Financial Plan: Do You Need One?
When you hear the words, financial plan, what comes to mind? Do you see it as something that should be left to the experts or those who are wealthy? Or…
How to Achieve Financial Success
There is no more important time to consider the need for financial success. More and more we are seeing examples of financial instability at the highest levels. To be financially…
Cash or Credit: Which One to Choose?
Here's the scenario: You enter a store to make a small purchase and have the cash and your credit card with you. The item is less than $200. When you…
What are the Three Types of Credit and Do They Matter?
If you are a regular reader of our blogs, you would have learned, by now, what credit is and the benefits of good credit over bad credit. And that's an…
Money and Relationship Problems
In this world where even reality shows are promoting the instant marriage and love at first sight, we often get unrealistic pictures of reality. Relationships take time, effort, work and,…
How To Reduce Credit Card Debt
Reducing credit card debt may seem like an impossible task. Perhaps we have all heard various expressions that relate to the idea that, It's the little things that make a…
On What Road Are You Taking Your Credit Report?
Do you know the direction your credit report is heading? Do you even have a clue of the direction it should be heading? The majority of people have no clue…